Latest articles by Kalpana Fitzpatrick
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Energy prices have fallen - should you switch to a fixed energy tariff?
Analysis Cheaper fixed energy deals have started to emerge as the latest energy price cap comes into effect – but is it worth fixing your tariff?
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Will energy prices fall in 2023?
News The latest price cap kicked in at the start of July, seeing households pay around 17% less for energy. But will energy prices fall further this year? We look at what you can expect to pay and what will happen to energy prices in 2023
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Should you let AI give you financial advice?
Can AI fill the financial advice gap? Kalpana Fitzpatrick looks at the pros and cons of using AI to guide your finances.
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Should you consolidate your small pension pots?
Tips The Department for Work and Pensions is consulting on helping workers who hold a number of small pension pots. But here's what you need to think about if you have several pension pots and are thinking about consolidating them
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Stop the savings rip off – why you need to move your money now
It’s time to move your cash now as high street banks continue to fail cash savers, says Kalpana Fitzpatrick.
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Investing in a recession: 5 moves investors should make now
Analysis As the Bank of England hikes interest rates again, there is a chance the UK may head into recession. Here's what you need to think about to shield your investments from a potential recession
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Gender pensions gap - are women paying a parenthood penalty?
Trade body warns women face serious obstacles to saving enough for retirement as the gender pensions gap continues. Is raising a family having a detrimental impact on our pension pot?
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Savings inertia - why we should all be obsessed with interest rates and savings accounts right now, says Kalpana Fitzpatrick
Analysis Are savers still missing out on hundreds of pounds by not moving their cash for better interest rates?
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FCA: Woodford fund investors in line for compensation
News City watchdog reveals compensation details for investors trapped in the collapsed Woodford fund
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The most popular investments for ISAs
Tips As we approach the end of the tax year, we look at the most popular ISA investments made by DIY investors
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What is happening to house prices?
News House prices may have been slowing down, but asking prices are on the rise. We look at the latest on what is happening to house prices as ONS releases its latest annual data
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Government extends energy support
News The Energy Price Guarantee will not go up in April as planned as the government extends energy support for another three months saving you £160. We look at what this means for your bills from next month.
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Can a woman deliver you better returns?
Tips Women often make better stock pickers than men, delivering stronger returns for investors - but with fewer females managing funds, how can you make sure you take advantage of the feminist touch when picking funds? Kalpana Fitzpatrick on how to filter funds run by women and why it matters.
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Investment trusts for your ISA
Analysis Depending on your investment aims, these are the investment trusts to consider for your ISA
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Ofgem sets new price cap - what does it mean for you?
News Ofgem has lowered its energy price cap by around £1,000 for April - will this mean lower energy bills are coming?
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Smartphone banking: the best app-based bank accounts
News App-based banks are convenient, come with features that help you budget and make banking easy. What are the best app-based accounts available now?
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When is the next energy price cap announcement and what does it mean for your bills?
News Ofgem is set to announce the latest price cap next week - we look at what it could be and if it means lower energy bills this year
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NIESR: The UK is likely to avoid a recession, but persistent inflation will damage household budgets
News The National Institute of Economic and Social Research (NIESR) says a UK recession is unlikely in 2023, but calls for more help for households in the March Budget
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How to invest like an ISA millionaire
Tips We reveal the top funds and trusts ISA millionaires pumped their money into
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February’s Premium Bond millionaire winners revealed – how to check if you’ve won
News This month will see the 500th premium bond holder celebrate winning the million pound jackpot in this month’s draw. We explain how to check if you’re one of the lucky winners this month.
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What to do with old £20 notes – how to exchange old notes for new ones
Advice Old paper £20 and £50 notes are no longer legal tender. We explain what to do with your old banknotes and where to exchange them.
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The High Income Child Benefit Charge - is it the most illogical, unfair and unnecessary tax?
Analysis We may not like taxes, but this one is blatantly unfair, penalises middle income earners and adds to the gender pensions gap, says Kalpana Fitzpatrick.
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NS&I bumps up interest rate on Premium Bonds again
News NS&I is increasing the Premium Bond prize rate for the second time this year, meaning there are hundreds of extra prizes in every draw. We look at how the changes will affect you.
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House prices rise in January
News Rightmove reveals house prices went up in January, with the asking price up by thousands
