Tom Higgins
Tom is a journalist and writer with an interest in sustainability, economic policy and pensions, looking into how personal finances can be used to make a positive impact.
He graduated from Goldsmiths, University of London, with a BA in journalism before moving to a financial content agency.
His work has appeared in titles Investment Week and Money Marketing, as well as social media copy for Reuters and Bloomberg in addition to corporate content for financial giants including Mercer, State Street Global Advisors and the PLSA. He has also written for the Financial Times Group.
When not working out of the Future’s Cardiff office, Tom can be found exploring the hills and coasts of South Wales but is sometimes east of the border supporting Bristol Rovers.
Latest articles by Tom Higgins
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The top funds to invest in
Tips Investors looked to the UK and overseas in July to make the most of promising quarterly results
By Tom Higgins Last updated
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NS&I August Premium Bonds draw - check for prizes now
NS&I bond investors can now check to see if they scooped a prize in this month’s draw. With more than £404m to be handed out in prizes, find out what you won.
By Tom Higgins Published
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Premium Bond alternatives to turn savings into winnings
Still waiting on Agent Million to knock on your door? Consider these Premium Bond alternatives for your portfolio.
By Tom Higgins Published
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August NS&I Premium Bond winners unveiled - have you scooped £1m?
Two lucky NS&I Premium Bond winners are now millionaires in the August draw. Find out here if you are one of them
By Tom Higgins Published
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Nationwide: House prices fall at fastest rate since July 2009
High borrowing costs continue to undermine the housing market, but some buyers are making their move before rates rise further.
By Tom Higgins Published
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Lloyds Bank issues Football ticket scam warning - how to avoid ticket scams
The number of fans scammed when buying tickets more than doubled last season, Lloyds Bank has warned. Here’s how to avoid football ticket scams
By Tom Higgins Published
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What is the pensions dashboard?
Touted as a game-changer in how we manage our savings, the pensions dashboard initiative has been plagued by delays. Here’s what you need to know
By Tom Higgins Published
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Abrdn to fold Gars after fund’s fall from grace
The absolute return strategy had been one of the UK’s most popular funds.
By Tom Higgins Published
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NatWest exec quits over Farage debanking row
Alison Rose has walked away from NatWest while the government has told banks to better balance customer freedoms with their need to manage reputation
By Tom Higgins Published
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Number of funds delivering top-quartile results rises
More funds are delivering top-drawer returns as inflation continues to ebb at cash savings. Here are the top performing fund sectors
By Tom Higgins Published
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Robinhood hires CEO ahead of possible UK launch
Share trading platform Robinhood’s UK launch is a step closer following the hire of Freetrade's former chief
By Tom Higgins Published
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Where will house prices go in 2023?
News The latest data shows house prices are falling as rising interest rates take a toll on the property market. Will prices begin to recover any time soon?
By Nicole García Mérida Last updated
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ONS: House price growth flattens in May
A fall in house price growth has wiped £7,000 off September 2022’s peak. Meanwhile, private rental prices are rising at their fastest rate for seven years.
By Tom Higgins Published
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How do Premium Bonds work?
How do Premium Bonds work, given they operate differently from other savings products, and should you add them to your portfolio?
By Tom Higgins Published
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Grocery price inflation falls from March peak
News Despite falling this month, food costs are still incredibly high thanks to grocery price inflation
By Tom Higgins Last updated
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Rightmove: asking prices fall by £905 in July
Rising mortgage costs and fewer available homes are driving asking prices downwards, says Rightmove
By Tom Higgins Published
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Coventry Building Society launches new best easy access savings account
Coventry Building Society's deal tops our easy access savings account list, but could your cash be put to better use?
By Tom Higgins Published
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NS&I boosts fixed-term savings rates
The NS&I, the government-backed savings institution has mirrored recent rate rises seen elsewhere in the market.
By Tom Higgins Published
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The bank of Gran and Grandad? How grandparents support families
How grandparents support their children and grandchildren is varied, especially during the cost of living crisis
By Tom Higgins Published
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4 AI scams to be aware of
AI scams are set to revolutionise how fraudsters operate, with methods becoming ever more sophisticated thanks to technological advances.
By Tom Higgins Published
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House prices fall at fastest rate since 2011 - Halifax
High mortgage rates are having a knock-on impact on house prices despite signs of resilience
By Tom Higgins Published
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FCA tells banks to speed up savings rate increases
Record profits and low savings rates spurred the FCA to meet with some of the UK’s top banks.
By Tom Higgins Published
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10 ways to cut car insurance premiums
Tips With household finances squeezed by high inflation, here are 10 ways to cut car insurance premiums to save you money
By Tom Higgins Last updated
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July's NS&I Premium Bond prize draw - are you a winner?
Two lucky NS&I Premium Bond winners are now millionaires. Find out here you are one of them.
By Tom Higgins Published