Latest articles by John Fitzsimons
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I wish I knew what a bond was, but I’m too embarrassed to ask
Videos When thinking of investing many people automatically think of the stock market. But there is another market – the bond market. So what exactly is a bond?
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Don’t miss 31 July ‘payment on account’ tax deadline
Advice Many self-employed people have a second tax payment deadline. And the stakes are higher this year, as HMRC recently increased the interest charge on late payments to 7.5%.
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Pension tax refunds: how to get your money back if you have been overtaxed on withdrawals
Advice Thousands of people accessing their pensions are being significantly overtaxed. Here’s how to get a pension tax refund
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Inheriting pensions: government proposes new pensions ‘death tax’ ‒ what it means for you
Government accused of sneaking significant changes to the way inherited pensions are taxed ‘through the back door’. We explain what it means for you
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Supermarket petrol prices are 6p higher per litre than they should be - how to save on fuel
Advice Many of us are looking at ways to save money on petrol and diesel, yet supermarkets have been found guilty of upping their profit margins the CMA has found. We look at how you can save on fuel costs and what the proposed Pumpwatch scheme means for you.
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Isas vs savings accounts: what’s the best home for your cash savings?
Analysis Rising interest rates on savings accounts mean more savers may be subject to tax on the interest earned. Does that mean an Isa is a better option?
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Energy bill to drop 17% this weekend as new price cap kicks in
News Typical households on default energy tariffs will see their energy bills drop by £426 a year following today's energy price cap drop.
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UK inflation remains at 8.7% ‒ what it means for your money
Inflation was unmoved at 8.7% in the 12 months to May. What does this ‘sticky’ rate of inflation mean for your money?
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How much state pension will I get?
Advice The full new state pension is currently £203.85 per week - but what you get will depend on a number of factors. We look at how to work out exactly how much state pension you will get and when.
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Halifax: first annual drop in house prices since 2012
News Higher mortgage costs and inflation worries hitting confidence among house buyers, leading to house price falls.
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Sacrifice your salary for a bigger pension
Features Paying into your pension through the salary sacrifice scheme could boost not only the size of your pension pot, but also your take home pay. We explain how to make salary sacrifice pensions work for you.
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Should I use a workplace pension or a SIPP?
Analysis SIPPs vs workplace pensions: which is the right way to save for retirement for you?
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Chase bank account: Time running out to earn unlimited cashback
News Chase Bank pays you 1% cashback on all your purchases, plus 1% interest on your balance - but, you’ll need to act fast to take advantage of it.
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Common pension scams to watch out for
Advice As the government introduces new measures to tackle fraudsters, we highlight the common pension scam tactics they employ ‒ and how to avoid them.
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House prices record a small drop in February
News ONS: Latest house price index from the government finds that house prices are slowing
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The best performing stocks over five years ‒ and what they could have made you
Analysis If you backed the right stock, then a £1,000 stake could have turned into £45,000 over the last five years
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John Lewis launches new reward credit card - is it any good?
News John Lewis shoppers can now get something back every time they spend at the giant retailer with an all new rewards credit card. We have all the details and look at how it compares
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Divorce and money - everything you need to know if you are splitting up
Advice The first working Monday of January is dubbed ‘divorce day’. If you’re thinking of splitting up, we look at what divorce means for your finances and how to manage money when separating
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Key dates for 2023: here are the dates you need to know when it comes to your money
News There is no shortage of important dates to be aware of this year – which are likely to affect your financial health. We run through the key dates in 2023 you need to know about when it comes to your money.
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The best business bank accounts – November 2022
Advice A crucial element of running any business is ensuring you select the right bank account. We’ve rounded up the best business bank accounts to help you make the right decision.
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November’s Premium Bond millionaire winners revealed – how to check if you are a winner
News Millions of Premium Bond holders have won tax-free cash prizes following the November draw. Here’s how to check if you’re one of the winners this month.
