Personal Finance
The latest news, updates and opinions on Personal Finance from the expert team here at MoneyWeek
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Inheritance tax refunds: Are you due one amid falling property prices?
Advice Inheritance tax refunds are set to rise amid the current house market slump - but it must be proactively claimed. We explain how
By Katie Binns Last updated
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Mortgage deals pulled: average two-year fixed rates surge to highest level in 15 years
News The choice of mortgage products has fallen since 24 May - and rates for fixed deals have risen.
By Katie Binns Last updated
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Savings rates more than double in a year as challenger banks top the best buy tables
The best savings rates have doubled - and in some cases tripled - in a year, with challenger banks offering the highest rates. While they are still no match for inflation, we look at what you could be earning.
By Ruth Emery Published
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Saving vs investing: which is better to help you make more money?
Advice Saving has become a more attractive option with interest rates hitting the highest levels seen in years, but if you’re prepared to take some risk investing could prove even better. We look at savings vs investing – where should you put your money?
By Ruth Emery Last updated
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How do Premium Bonds work?
How do Premium Bonds work, given they operate differently from other savings products, and should you add them to your portfolio?
By Tom Higgins Published
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Grocery price inflation falls from March peak
News Despite falling this month, food costs are still incredibly high thanks to grocery price inflation
By Tom Higgins Last updated
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Midlife MOT: what is it and who can get one?
The government has launched an online midlife MOT to help older workers with financial planning, health guidance and career skills. But how does it work, who can get one and would you pass it?
By Ruth Emery Published
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A third of eligible homeowners fail to claim Pension Credit - how to make sure you don’t miss out on thousands of pounds a year
Features An estimated 850,000 pensioners are missing out on Pension Credit, which is worth £3,500 on average. The government is writing to thousands of people this week urging them to apply. We explain who is eligible (you may be surprised) and how to claim it
By Ruth Emery Last updated
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Santander boosts interest rates and streamlines accounts amid Consumer Duty rules
Santander is raising its interest rates and giving savers more flexibility over how they manage their accounts. We explain what’s changing, and why
By Ruth Emery Published